Create a budget

Calculate your minimum monthly spending and set your spending goals.

Income and Spending

Your monthly income source and amount after tax

Rent, gas, electric, water, council tax, internet, phone

Monthly food shop, toiletries, cleaning products

Fuel, car insurance, car tax, service plan

Min monthly payment for mortgage, credit card, loan repayment etc.

How to create your budget

Income

Start by inputting your monthly income after tax.

Needs

Your needs are going to be calculated from your bills, groceries and transport total costs.

Be as specific as you want

You can either input the total amount or enter each bill, grocery shop and transport cost individually.

Wants

Your wants are the things you spend money on that are non-essential.

Examples of wants are eating out, entertainment, shopping, beauty procedures, etc.

Debt

If you have any debt (mortgage, credit cards, loans, etc.), input the minimum monthly amount you need to pay in order to avoid interest charges.

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You will see a list of your inputs here...